The other risk shift

Much has been said of the many profound effects of the shift on the employment and finance markets,
and most of that has been soundly ignored by the coalition of parties with effective control
over access to mass audiences in general. What has not been said enough is that there seem to
be signs that the shift has spread to the consumption goods sector.

'Risk shift,' is an apparent phenomenon allegedly documented in a book titled Risk Shift: ?
by ?. Author and subtitle information lost to the old seive, unfortunately. If I were asked
to come up with a catchy subtitle with a stated goal of driving $ales of the book by cranking
up the irresistability quotient (IQ) of the book from the POV of a selected target market.

The selected target market, of course, is resentful post-boomers.
One full title I like is Risk Shift: Premium Inflation as Moral Weapon.
This title would be symbolic of the following sentiments:

* A tribute to Mosca's theory that Democracy implies not just
universal sufferage, but also a universal right to keep and bear
moral arms.

* A tribute to Burnham's theory that Mosca's doctrine that (democracy implies universal
moral sufferage) implies that democracy is of a formal rather than Machiavellian nature.

* A suggestion that price inflation can be used as a de-facto moral weapon, in apparent
violation of the theory of superstrong efficiency, which states that the Invisible Hand
possesses 'strength beyond challenge.'

* A book title shouldn't be obscene, unless parties promoting the book feel morally
entitled to indulging themselves with a deployment of public obscenity as a moral weapon,
which is why I would decide to resist the temptation to dub the book
Risk Shift: No Shit, Sherlock which is a flagrant claim that the objective reality
of the so-called Risk-Shift is, in moral terms, an elephant in the room.

Other attention-grabber titles might be worth running by the marketing dept.'s
in-house brain trust:

* Risk Shift: Involuntary Austerity or Market Correction?
Questions whether the humility/humiliation being dished out due to
the risk shift is deserved or not.

* Risk Shift: Bilateral Asymmetry or Persecution Complex?
Questions whether symmetrist normsets are reasonable, and explores
the theoretical possibility of de facto persecution, while questioning
whether there can be an upper bound on asymmetry.

Risk Shift: Science or Technology?
Science implies no blame, and no possible solution.
Technology implies possibility of blame without
also implying impossibility of solution.
Probing for possible existence and/or uniqueness of solutions
to the alleged risk shift problem.

What might bilateral asymmetry be like?

Bilateral asymmetry as objective fact means two supporting
facts can be objectively verified:

1. transfer of risk (beta?) from institutional consumers to individual producers

2. transfer of risk from institutional producers to individual consumers

I have not read Risk Shift:?.
I have, however, checked out certain details about the book online,
such as reviews, previews, sneak peeks, etc. online. This seems
to confirm what I suspected--that the author's thesis amounts to
saying "No Shit Sherlock" in the middle of a public policy debate.
A slightly less abrasive thesis:
Yes Virginia, the Golden Age of Bennies was a Mirage

The question of bilaterality is a proposed test of the
hypothesis that the customer is always right against the
hypothesis that the individual is always wrong.

The suggestion that there might be a lesson to be learned
from the study of risk shifts, in general.

If bilaterality can be confirmed, one may speculate as to
whether pretending to be a customer
(perhaps by loitering at places of retail business while sufficiently attired to imply non-vagrancy?)
has any strategic value
to an individual, and how that value might compare with that
of pretending to be an institution. (incorporating oneself? refusing to pay retail?)

Is market risk (defined as non-diversifiable risk) cyclical or structural
in its lower bound variations?